This Certificate can be used to inform third parties general information regarding a client’s insurance cover.

It does not represent an insurance contract and confers no rights to the recipient.

Insurance Information as at 18 August 2015

Type:    Combined Malpractice, Public & Products Liability Insurance

Policy Number:    LPS018862679

Insured:    ADS Care Pty Ltd Sunil Bhakri

Professional  Services:    Please refer overleaf

Period:    13th September 2015    to    13th September  2016

Civil Liability Professional Indemnity:    $20,000,000 any  one claim,    $60,000,000 in the aggregate

Public and Products  Liability:    $20,000 ,000 any one claim ,   $60,000,000 in the aggregate

Excess:    Nil

Retroactive Date:    Unlimited, excluding known claims and circumstances

Territorial   Limits:    Worldwide , excluding United States of America and Canada

Insurer:    Vero Insurance Limited

Issued for and on behalf of Vero Insurance Limited ABN 48 005 297 807 in Melbourne on the date specified above.
Aon Risk Services Australia ABN  17 000 434 720 arranges the insurance and Vero Insurance Limited  issues the insurance.